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		<title>Käyttäjä:HammelAncheta102</title>
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		<updated>2012-05-03T17:59:09Z</updated>

		<summary type="html">&lt;p&gt;HammelAncheta102: Ak: Uusi sivu: Many people who found out about the words [http://www.keepmeoffwelfare.com Frugal living] imagine somebody living in darkness, eating only canned meals and suffering in order to save ...&lt;/p&gt;
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&lt;div&gt;Many people who found out about the words [http://www.keepmeoffwelfare.com Frugal living] imagine somebody living in darkness, eating only canned meals and suffering in order to save a few dollars. That&#039;s simply not true. Frugal living isn&#039;t about suffering in order to save, depriving yourself of items you love for the sake of being frugal. It is about making smart financial decisions and spending less, so you can live the life span you want to live without dealing two jobs to pay for it.&lt;br /&gt;
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Frugal living means knowing when and how much you should spend on something you want. By learning to live frugally you&#039;ll never pay over the top for a thing that isn&#039;t worth it... or can be purchased cheaper somewhere else or by using coupons and rebates. It is making a conscious effort to invest in smarter spending, even if that includes planning what you really are going to buy, stockpiling food in the event it can be bought cheap and getting things you don&#039;t need at this time only when the price is right.&lt;br /&gt;
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[http://www.keepmeoffwelfare.com Frugal] living is also closely related to eco-friendly lifestyles, because senseless consumerism just isn&#039;t part of the deal. Rather than buying, buying, and buying, the frugal lifestyle encourages repairing, cleaning and treating things with care so they have a long life. In many cases, it also encourages better consumer decisions, because an item&#039;s value also accounts for how long it is going to last. Purchasing a cheap t-shirt that will last 5 washes, or even a slightly more expensive one over a sale, that will last several seasons? You can guess which of the two options matches the frugal living lifestyle better.&lt;br /&gt;
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[http://www.keepmeoffwelfare.com Austerity] - Living frugally takes more effort than simply taking the easy route and spending without thinking, it has many benefits. Everything money you save by using coupons can go towards paying off your debts, or your mortgage, years before you are supposed to. It can also help keeping you off debt, which is extremely important because knowing that you are in control of your money means you will live a far more secure and happier life. And it is also kinder to the environment, so what&#039;s not to like?&lt;/div&gt;</summary>
		<author><name>HammelAncheta102</name></author>
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